Using This Website
Use the website lawfully and provide accurate information in enquiries. Do not submit information about another person without appropriate authority, interfere with the service or attempt unauthorized access. The enquiry form is intended for initial contact and should not contain unnecessary sensitive personal information.
Information and Advice Limitations
Website material provides general information and does not assess your individual insurance, legal or tax circumstances. Product availability, eligibility and terms can change. Obtain advice from an appropriately qualified professional before acting on a coverage or employment decision.
Quotes, Coverage and Contract Terms
GroupBenefitPlans.ca is a referral service, not an insurer or brokerage. Submitting an enquiry does not bind coverage, change a policy or authorize an advisor-of-record change. A proposal or insurance application remains subject to the relevant provider's terms and acceptance requirements.
Intellectual Property
Website text, design and other materials may be protected by intellectual property rights. Access to the site does not transfer ownership of those rights. Any permitted use of third-party material remains subject to the relevant owner's rights and the applicable terms.
External Links and Website Availability
Links to other websites are provided for context or access to services. Those websites have their own terms and privacy practices. Website availability and the completeness of general information should not be relied on as a substitute for direct confirmation from the professional or provider responsible for a policy.
Contact and Governing Terms
Questions about the website or referral process can be sent to info@groupbenefitplans.ca. Questions about advice, policies or claims should be directed to the relevant professional or insurer. Any additional legal provisions must be consistent with applicable law and the actual service arrangement.